प्रधानमंत्री विश्वकर्मा योजना 2.0 का विस्तार: शिल्पकारों के लिए नई पहल
केंद्र सरकार ने 'पीएम विश्वकर्मा योजना' के दूसरे चरण की शुरुआत की है, जिसमें ऋण सीमा को बढ़ाकर 5 लाख रुपये कर दिया गया है और नए व्यवसायों को शामिल किया गया है।
2-Minute Summary (TL;DR)
- PM Vishwakarma Yojana 2.0 expands support for traditional artisans with loans up to ₹5 lakh.
- The enhanced loan component of ₹5 lakh is provided without any collateral.
- The scheme now covers 25 different traditional professions, an increase from the initial 18 trades.
- Digital marketing and e-commerce training are key new components to enhance market access.
- The initiative aims to boost the rural economy and strengthen the 'Vocal for Local' campaign.
- PM Vishwakarma Yojana 2.0 focuses on skill development and financial inclusion for craftspeople.
- The scheme aligns with the 'Aatmanirbhar Bharat' vision by promoting indigenous skills and products.
How This Topic is Tested in Competitive Exams
| Exam | Frequency | Approx. Marks | What Gets Asked |
|---|---|---|---|
| SSC (CGL / CHSL / MTS) | Very High | 5–8 | Government schemes are one of the most tested topics in SSC CGL and CHSL GK sections. |
| Banking (IBPS / SBI) | High | 4–6 | Financial inclusion schemes, Jan Dhan, PMSBY, and credit guarantee schemes are key banking exam topics. |
| Railway (RRB NTPC / Group D) | High | 4–7 | Central government welfare schemes are a consistent Railway GK topic. |
| State PCS / PSC | Very High | 6–10 | Both central and state schemes are tested extensively in state PCS papers. |
Key Facts to Remember: प्रधानमंत्री विश्वकर्मा योजना 2.0 का विस्तार: शिल्पकारों के लिए नई पहल
- PM Vishwakarma Yojana 2.0 expands support for traditional artisans with loans up to ₹5 lakh.
- The enhanced loan component of ₹5 lakh is provided without any collateral.
- The scheme now covers 25 different traditional professions, an increase from the initial 18 trades.
- Digital marketing and e-commerce training are key new components to enhance market access.
- The initiative aims to boost the rural economy and strengthen the 'Vocal for Local' campaign.
- PM Vishwakarma Yojana 2.0 focuses on skill development and financial inclusion for craftspeople.
- The scheme aligns with the 'Aatmanirbhar Bharat' vision by promoting indigenous skills and products.
Practice Questions
Q1. What is the maximum collateral-free loan amount available per artisan under the expanded PM Vishwakarma Yojana 2.0?
- ₹1 lakh
- ₹2 lakh
- ₹3 lakh
- ₹5 lakh
Explanation: The second phase of the PM Vishwakarma Yojana significantly increases the loan limit to ₹5 lakh per artisan, provided without any collateral, to facilitate business growth and investment in tools and resources.
Q2. How many traditional professions are covered under the PM Vishwakarma Yojana 2.0, compared to its initial phase?
- Increased from 15 to 22
- Increased from 18 to 25
- Increased from 20 to 28
- Increased from 16 to 24
Explanation: The scope of the PM Vishwakarma Yojana has been broadened in its second phase to include a total of 25 different traditional professions, up from the initial 18 trades, making the scheme more inclusive.
Q3. Which of the following is a key new component introduced in PM Vishwakarma Yojana 2.0 to help artisans access wider markets?
- Subsidized transportation for goods
- Mandatory participation in national trade fairs
- Training in digital marketing and e-commerce
- Direct government procurement of all products
Explanation: PM Vishwakarma Yojana 2.0 emphasizes equipping artisans with modern skills, including specialized training in digital marketing and integration with e-commerce platforms, to enable them to reach a broader customer base.
Q4. The PM Vishwakarma Yojana is primarily aimed at supporting which group of individuals in India?
- Agricultural laborers
- Urban informal sector workers
- Traditional artisans and craftspeople
- Small and medium-sized enterprise (SME) owners
Explanation: The core objective of the PM Vishwakarma Yojana is to provide financial and skill development support to traditional artisans and craftspeople, thereby preserving cultural heritage and enhancing their livelihoods.
Q5. In the context of the PM Vishwakarma Yojana 2.0, the increase in loan limits and inclusion of digital training primarily supports which government campaign?
- Make in India
- Digital India
- Swachh Bharat Abhiyan
- Vocal for Local
Explanation: By empowering local artisans and promoting their products through enhanced capabilities and market access, the expanded PM Vishwakarma Yojana directly contributes to the success and momentum of the 'Vocal for Local' campaign.
How to Prepare Government Schemes for Government Exams — प्रधानमंत्री विश्वकर्मा योजना 2.0 का विस्तार: शिल…
Create a scheme log: Name | Ministry | Target | Key Feature. Add every new scheme as it appears. Review this weekly.
Focus on 'Flagship' schemes: PM-KISAN, PMAY, Ayushman Bharat, PM SVANidhi. These generate the most questions.
For UPSC, understand the policy objective behind the scheme — income support, housing, health insurance. The 'why' matters more than the name.
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