पीएम विश्वकर्मा योजना: 10 लाख से अधिक कारीगरों को मिला प्रशिक्षण
केंद्र सरकार की पीएम विश्वकर्मा योजना ने मई 2026 तक 10 लाख से अधिक पारंपरिक कारीगरों और शिल्पकारों को कौशल प्रशिक्षण प्रदान करने का लक्ष्य हासिल कर लिया है।
2-Minute Summary (TL;DR)
- The Pradhan Mantri Vishwakarma (PM Vishwakarma) Scheme, launched in September 2023, aims to support traditional artisans and craftspeople.
- The scheme covers 18 identified traditional trades, preserving India's rich heritage of craftsmanship.
- As of May 2026, over 10 lakh artisans have received skill training under the scheme.
- Beneficiaries receive a ₹15,000 toolkit incentive upon completion of basic training.
- Collateral-free concessional credit up to ₹3 lakh is available in tranches to support business expansion.
- Trained artisans receive a 'Vishwakarma Certificate' for formal recognition and enhanced market access.
- The scheme provides a daily stipend of ₹500 during training and incentives for digital transactions.
- With an outlay of ₹13,000 crore over five years, the scheme targets economic empowerment and cultural preservation.
How This Topic is Tested in Competitive Exams
| Exam | Frequency | Approx. Marks | What Gets Asked |
|---|---|---|---|
| SSC (CGL / CHSL / MTS) | Very High | 5–8 | Government schemes are one of the most tested topics in SSC CGL and CHSL GK sections. |
| Banking (IBPS / SBI) | High | 4–6 | Financial inclusion schemes, Jan Dhan, PMSBY, and credit guarantee schemes are key banking exam topics. |
| UPSC / State PCS | High | 8–12 | UPSC tests implementation, target beneficiaries, and outcomes — not just scheme names. |
| State PCS / PSC | Very High | 6–10 | Both central and state schemes are tested extensively in state PCS papers. |
Key Facts to Remember: पीएम विश्वकर्मा योजना: 10 लाख से अधिक कारीगरों को मिला प्रशिक्षण
- The Pradhan Mantri Vishwakarma (PM Vishwakarma) Scheme, launched in September 2023, aims to support traditional artisans and craftspeople.
- The scheme covers 18 identified traditional trades, preserving India's rich heritage of craftsmanship.
- As of May 2026, over 10 lakh artisans have received skill training under the scheme.
- Beneficiaries receive a ₹15,000 toolkit incentive upon completion of basic training.
- Collateral-free concessional credit up to ₹3 lakh is available in tranches to support business expansion.
- Trained artisans receive a 'Vishwakarma Certificate' for formal recognition and enhanced market access.
- The scheme provides a daily stipend of ₹500 during training and incentives for digital transactions.
- With an outlay of ₹13,000 crore over five years, the scheme targets economic empowerment and cultural preservation.
Practice Questions
Q1. What is the primary objective of the Pradhan Mantri Vishwakarma Scheme?
- To provide financial aid to unemployed youth.
- To support and revitalize traditional artisans and craftspeople.
- To promote modern manufacturing industries.
- To offer scholarships for higher education.
Explanation: The PM Vishwakarma Scheme specifically focuses on empowering traditional artisans and craftspeople by providing them with skill development, financial assistance, and market access, thereby revitalizing their trades and improving their economic condition.
Q2. Under the PM Vishwakarma Scheme, how many traditional trades are covered?
- 10
- 15
- 18
- 20
Explanation: The scheme meticulously identifies and covers 18 distinct traditional trades, ranging from carpentry and metalwork to pottery and textiles, ensuring a broad spectrum of India's artisanal heritage is supported.
Q3. What is the amount of the toolkit incentive provided to beneficiaries upon completion of basic training under the PM Vishwakarma Scheme?
- ₹5,000
- ₹10,000
- ₹15,000
- ₹20,000
Explanation: A significant incentive of ₹15,000 is provided to artisans as a toolkit incentive after they successfully complete the basic training module of the PM Vishwakarma Scheme, enabling them to acquire necessary tools for their trade.
Q4. What is the maximum amount of collateral-free concessional credit that can be availed by beneficiaries under the PM Vishwakarma Scheme?
- ₹1 lakh
- ₹2 lakh
- ₹3 lakh
- ₹5 lakh
Explanation: The scheme facilitates access to credit by offering collateral-free concessional loans up to ₹3 lakh. This amount is disbursed in a phased manner, typically in three tranches, to support the artisans' business needs effectively.
Q5. When was the Pradhan Mantri Vishwakarma Scheme officially launched?
- August 2023
- September 2023
- October 2023
- November 2023
Explanation: The Pradhan Mantri Vishwakarma Scheme was officially launched by the Government of India on September 17, 2023, marking a significant initiative to support the country's vast community of traditional artisans and craftspeople.
How to Prepare Government Schemes for Government Exams — पीएम विश्वकर्मा योजना: 10 लाख से अधिक कारीगरों को…
Create a scheme log: Name | Ministry | Target | Key Feature. Add every new scheme as it appears. Review this weekly.
Focus on 'Flagship' schemes: PM-KISAN, PMAY, Ayushman Bharat, PM SVANidhi. These generate the most questions.
For UPSC, understand the policy objective behind the scheme — income support, housing, health insurance. The 'why' matters more than the name.
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