'लखपति दीदी' योजना के तहत 3 करोड़ महिलाओं को जोड़ने का लक्ष्य
केंद्र सरकार ने स्वयं सहायता समूहों (SHG) की महिलाओं के लिए 'लखपति दीदी' योजना के लक्ष्य को बढ़ाकर 3 करोड़ कर दिया है।
2-Minute Summary (TL;DR)
- The 'Lakhpati Didi' scheme aims to empower rural women by enabling them to earn at least ₹1 lakh annually.
- The government has revised the target to include 3 crore women under the 'Lakhpati Didi' scheme.
- The scheme focuses on skill development in areas like plumbing, LED bulb manufacturing, and drone operation.
- Self-Help Groups (SHGs) are the primary platform for the implementation of the 'Lakhpati Didi' scheme.
- The initiative is a significant step towards women's economic empowerment and financial independence in rural India.
- The expansion of the scheme reflects its success and potential to transform rural economies.
- Key competitive exams like UPSC, SSC, and State PSCs frequently test knowledge of government schemes like 'Lakhpati Didi'.
- The scheme contributes to national goals of poverty reduction, skill development, and gender equality.
How This Topic is Tested in Competitive Exams
| Exam | Frequency | Approx. Marks | What Gets Asked |
|---|---|---|---|
| SSC (CGL / CHSL / MTS) | Very High | 5–8 | Government schemes are one of the most tested topics in SSC CGL and CHSL GK sections. |
| State PCS / PSC | Very High | 6–10 | Both central and state schemes are tested extensively in state PCS papers. |
| Banking (IBPS / SBI) | High | 4–6 | Financial inclusion schemes, Jan Dhan, PMSBY, and credit guarantee schemes are key banking exam topics. |
| UPSC / State PCS | High | 8–12 | UPSC tests implementation, target beneficiaries, and outcomes — not just scheme names. |
Key Facts to Remember: 'लखपति दीदी' योजना के तहत 3 करोड़ महिलाओं को जोड़ने का लक्ष्य
- The 'Lakhpati Didi' scheme aims to empower rural women by enabling them to earn at least ₹1 lakh annually.
- The government has revised the target to include 3 crore women under the 'Lakhpati Didi' scheme.
- The scheme focuses on skill development in areas like plumbing, LED bulb manufacturing, and drone operation.
- Self-Help Groups (SHGs) are the primary platform for the implementation of the 'Lakhpati Didi' scheme.
- The initiative is a significant step towards women's economic empowerment and financial independence in rural India.
- The expansion of the scheme reflects its success and potential to transform rural economies.
- Key competitive exams like UPSC, SSC, and State PSCs frequently test knowledge of government schemes like 'Lakhpati Didi'.
- The scheme contributes to national goals of poverty reduction, skill development, and gender equality.
Practice Questions
Q1. What is the revised target for the 'Lakhpati Didi' scheme?
- 1 crore women
- 2 crore women
- 3 crore women
- 5 crore women
Explanation: The Indian government has significantly expanded the 'Lakhpati Didi' scheme, revising its target to include 3 crore women. This initiative aims to enhance the economic independence of rural women.
Q2. What is the minimum annual income the 'Lakhpati Didi' scheme aims for beneficiaries to achieve?
- ₹50,000
- ₹75,000
- ₹1 lakh
- ₹2 lakh
Explanation: The core objective of the 'Lakhpati Didi' scheme is to enable women, particularly those in Self-Help Groups (SHGs), to earn an annual household income of at least ₹1 lakh through skill development and entrepreneurship.
Q3. Which of the following is NOT among the skills imparted under the 'Lakhpati Didi' scheme?
- Plumbing
- LED bulb manufacturing
- Drone operation
- Software development
Explanation: The 'Lakhpati Didi' scheme focuses on practical and technical skills relevant to rural economies and emerging sectors, including plumbing, LED bulb manufacturing, and drone operation. Software development is not a primary focus.
Q4. Under which type of organization is the 'Lakhpati Didi' scheme primarily implemented?
- Gram Panchayats
- Self-Help Groups (SHGs)
- Kisan Credit Societies
- Urban Development Authorities
Explanation: The 'Lakhpati Didi' scheme leverages the existing network and collective strength of Self-Help Groups (SHGs) as the primary platform for delivering skill development and financial empowerment to rural women.
Q5. The 'Lakhpati Didi' scheme is a significant initiative aimed at:
- Promoting urban infrastructure development
- Enhancing agricultural productivity through mechanization
- Empowering women economically and fostering rural development
- Increasing digital literacy in metropolitan areas
Explanation: The primary goal of the 'Lakhpati Didi' scheme is to achieve women's economic empowerment by providing them with skills to earn a substantial income, thereby contributing to the overall development and prosperity of rural areas.
How to Prepare Government Schemes for Government Exams — 'लखपति दीदी' योजना के तहत 3 करोड़ महिलाओं को जोड़…
Create a scheme log: Name | Ministry | Target | Key Feature. Add every new scheme as it appears. Review this weekly.
Focus on 'Flagship' schemes: PM-KISAN, PMAY, Ayushman Bharat, PM SVANidhi. These generate the most questions.
For UPSC, understand the policy objective behind the scheme — income support, housing, health insurance. The 'why' matters more than the name.
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